Budget Calculator

A budget calculator helps you plan and track your monthly income and expenses. Set budget targets for each spending category and enter actual amounts to see where your money is going. The 50/30/20 rule suggests allocating 50% to needs, 30% to wants, and 20% to savings — this tool shows how your budget compares to this guideline.

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How to Use

Start by entering your monthly income sources. Then set budget targets for each expense category and enter your actual spending. Progress bars turn green when under budget, yellow when approaching the limit, and red when over budget. The summary shows your total income, total spending, net savings, and savings rate. Your budget is automatically saved in the browser.

Common Use Cases

• •Creating and tracking a monthly personal budget
• •Identifying spending categories where you overspend
• •Planning financial goals with the 50/30/20 rule
• •Comparing budgeted vs actual spending each month
• •Setting and monitoring savings targets and emergency funds

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